CREATEPAY – SMARTER, LOWER-COST PAYMENTS FOR YOUR BUSINESS
GET PAID FASTER AND KEEP MORE OF WHAT YOU EARN
As part of our commitment to helping clients improve their digital operations and reduce costs, StuLane has partnered with Create Commerce, a UK-based payment gateway by CreatePay, designed to help businesses accept payments online, over the phone, or in person – faster and for less.
FOR PAYMENTS ONLINE, OVER THE PHONE, OR IN PERSON
Whether you take payments online, over the phone, or in person, CreatePay provides a secure, efficient way to process card transactions with fees typically 40–47% lower than Stripe or PayPal. And with next-day settlement, you’ll receive funds in your account far sooner — improving cash flow and freeing up capital to reinvest in your business.
WHY CHOOSE CREATE COMMERCE
Built for modern businesses, Create Commerce offers secure, low-cost card processing with fees typically 40–47% lower than Stripe or PayPal, plus next-day settlement to improve your cash flow.
Key benefits:
- Lower fees – from just 0.79% + 10p per transaction
- Next-day payments – access your funds the following working day
- Online, phone, or in-person payments
- Apple Pay & Google Pay enabled
- Full eCommerce tools – checkout, pay-by-link, and virtual terminal
- No gateway fees or hidden charges
- UK Heldesk
SAVE MORE ON EVERY TRANSACTION
By switching to Create Commerce, many businesses save £100–£200 per month in processing costs – all while enjoying faster, more reliable payments.
Discover how much you could save with Create Commerce.
To see how CreatePay compares with other leading providers, here’s a quick look at the full eCommerce package and the potential savings available.
REAL-WORLD FEE EXAMPLES
Let’s look at three common purchase values – £99, £199, and £599 – and see how much each provider would charge, plus the net funds received:
As you can see, for a £599 sale, CreatePay saves you over £4+ compared to Stripe and over £10 compared to SumUp pay-as-you-go.
SMALL-VALUE TRANSACTION SCENARIO
Imagine you sell a variety of low-cost items (e.g. accessories, digital add-ons) priced between £4 and £12, averaging £8 per sale, with about 50 transactions per day (≈£400 daily revenue, ~£12,000 monthly). Here’s how the monthly processing costs would compare:
*Calculated as (volume × percentage) + (transactions × flat fee).
Over a month, CreatePay’s low rates save you roughly £100 versus Stripe and £200+ versus SumUp pay-as-you-go – cash that can be reinvested in marketing, inventory, or team growth.
CREATE FUNDING – FLEXIBLE BUSINESS FINANCE WHEN YOU NEED IT
Sometimes, maintaining smooth cash flow is just as important as making sales. Create Funding, offered through CreatePay, provides a straightforward way to access working capital without traditional bank loans. You can borrow an agreed amount upfront, repay a small fixed percentage through your card transactions, and keep your business moving — whether it’s to buy stock, repair equipment, or invest in growth.
SEAMLESS CREATE COMMERCE INTEGRATION
As a Stulane partner, Create Commerce connects effortlessly with WordPress, WooCommerce Magento and many more.
Powered by the UK-based Cardstream API, it delivers secure online payments, fast setup, and expert support from both StuLane and CreatePay.
PROVEN SAVINGS. REAL RESULTS.
Our clients are seeing tangible benefits from switching to CreatePay — here’s what they have to say.
“Switching to CreatePay has saved us hundreds of pounds a month — and the next-day payments have made cash flow so much easier.”
“The integration with our website was quick and hassle-free. Lower fees, faster payments, no surprises.”
READY TO GET STARTED?
If you’d like to explore CreatePay for your business, just let our team know.
We’ll review your current setup, calculate potential savings, and manage the technical setup and integration for you.